Thomas John Lieb III grew up on the Palos Verdes Peninsula in California, graduating from Loyola High School in 1993. He went on to the University of Notre Dame, earning a Bachelor of Business Administration in Accounting in 1997 — the start of a career that would bridge finance and real estate.

Tom began as a Certified Public Accountant, spending seven years at firms including BDO Seidman, PwC, and his father’s practice, Thomas J. Lieb & Co., CPAs. His work spanned audits, transaction services, and complex personal and corporate tax returns. Working alongside his father gave him a firsthand education in accounting — and sparked his interest in mortgage lending.

In 2004, Tom joined Countrywide Home Loans, where he became a Leader’s Club Account Executive in the Wholesale Mortgage Channel, working closely with mortgage brokers. When Bank of America acquired Countrywide, he moved into retail mortgage banking as a Loan Officer, broadening his experience across the industry.

In 2010, Tom joined Wells Fargo Private Mortgage Bank as a Private Mortgage Banker. He advanced quickly to Sales Supervisor, then to Producing Branch Manager of the Pasadena branch, where he led the North Los Angeles Private Mortgage Banking teams to strong results — earning him a spot in the President’s Club as one of the top 10 branch managers nationally.

In January 2023, he returned to the mortgage broker channel, founding America’s Choice Lending Group, LLC. As President and Chief Mortgage Officer, he draws on three decades of mortgage and accounting experience to build customized lending strategies for each client — treating every loan as part of a larger financial picture, not just a transaction.

Today, Tom continues that work: combining deep industry knowledge with a CPA’s eye for detail to help clients make confident, well-informed decisions on the path to their financial goals.